APS S.A. has been set up in Luxembourg in April 2016 as a result of a 2 years Research & Development on payment card security technologies and an extensive market research of the card-manufacturing industry. The founder Mr. Lee in cooperation with in Korea, have developed a payment card that guarantees safety in any payment channels, online and offline. The core business of APS S.A. is to develop, manufacture, market and sell APS cards.(continue)
5 years ago, on an overseas business trip, the founder had a very important dinner meeting with potential clients. Everything went very well and they agreed to move on for a last drink in a bar nearby. When he tried to pay the bill, the restaurant manager told him that the payment transaction was declined. He wanted to pay with another credit card, but unfortunately this one was not accepted by the restaurant. Embarrassed and panicked, as he had nearly no cash with him, he asked for the nearest ATM, but this was not in a reachable distance. At the end his customers paid the restaurant bill and even borrowed him some cash for a taxi to the hotel.
He immediately contacted the card issuer overseas. After a long waiting time, he was informed that his card was blocked due to it being used in a third country ... a country he had never been. His card number had been hacked and fraudulently used. There he was without cash and credit card, in a foreign country. He had to organize some cash to be sent to him in order to eat and to pay for the hotel. Back in his country, it took him many email exchanges and phone calls and only 3 weeks later he was able to recover his credit card and the money spent fraudulently. He began to research problems related to credit cards and found out that there are losses of $ 16 billion yearly in frauds all over the world. As he had been involved in developing products related to various IT, he decided to develop a highly secured credit card, the APS card, to help to solve this global problem.
1. Card not Activated
2. Activate with Smartphone
3. Card Activated
public services and
multi-card
secure Student/
Bitcoin credit card
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