APS (Activation Power System) card is today’s safest and smartest payment card
Using activation system, APS fundamentally prevents card fraud, saving issuer fraud management costs and providing users with profound security. APS provides multi-level of security authentications, activation and OTP system.
When a card is not in use, all card-holder information such as card number, name, expiration date, and CVC/CVV does not appear on the screen.
APS card can be used only when it is authenticated by the right holder. It is possible to have dynamic CVC, thus, every time you activate your card CVC changes.
Is your payment card protected from data pickpocketing? And online hacking? What if your card gets lost or stolen?
Don’t worry, we have you covered.
APS card does protect true owners and issuers from illegal use of the card and related damages.
Statistics
Number of credit and debit cards:
more than 9 billion pieces (766 million in the EU in 2014)
Global card fraud losses hit $ 21.84 billion
(total card sales volume = $ 28.844 trillion)
Consumer Payment Systemsin the U.S. 2010 vs. 2015(Bil.)
$50.7
$47.3
Cash
down7%
$17.0
$11.2
Checks
down34%
$21.2
$31.4
Credit cards
up48%
$49.9
$63.8
Debit cards
up46%
$9.2
$13.3
Electronic payments
up45%
The Nilson Report® 2016
APS card is developed to resolve card fraud worldwide.
APS card communicates with smartphone
APS card is a smart display payment card connected to your smartphone
1. Card not Activated
No information displayed
Paying chip not activated
2. Activate with Smartphone
connection
3. Card Activated
Card information displayed
Dynamic CVC
Why APS
Safe
APS card does protect a true owner from both offline and online fraud attemps.
Secure
Unless the card is activated, card information (including cardholder’s name, card number, expiration date and CVC) is invisible. No one can use except a true owner.
Infrastructure
Maintaining the same advantage of traditional card.
Convenience
APS mobile application enables you to set features, limits and modes of your card: various validation modes, payment history, payment GPS location and many more.
Approval
Applicable to any card: MasterCard, American Express, JCB, Discover, Union Pay certification ... in process.
Easy
The battery of the card has a long life capacity no worry about recharging.
And more
State of the art & fashionable!
We got the solution that issuers like …
Reduced or eliminated insurance costs.
Enhanced card security
Provide competitiveness to banks
New revenue mode
Would you like to learn more about APS card?
Certification
APS cards hold EMV certified chips
In process
Patents
(No.5920747) acquired
(No.2016-185857) in application
(No.PCT/JP2016/52391) in application
(No.2016-183194) in application
(No.105102811) in application
(No.2017-129364) in application
HOW IT WORKS
Where can you get the APS card?
Would you like to start using an APS card?
Simply request your bank to switch to secure APS card.
Please note we are supplying the cards to issuers only. Today, end-users are unable to buy the card directly from APS company.
Activation Process
Tap your card to switch it on
APP pops up on the pre-registered mobile phone for authentication process
Confirm the activation on the App
APS card is now activated and ready to use
How paring & user manual
Mobile Application
APS card connects to your a smartphone. Mobile App* is used for authentication and adjusting the card settings to your preference.
1 Activation time limit settings : 1 minute to 6 hours (default 5 minutes)
4 E-mailing of payment records
2 Maximum number of payments with each activation from 1 to 10
5 Spotting the GPS payment locations up to 5 years
3 Payment history tracking up to 5 years
6 And much more great features
Test users can download the APS App directly from the AppStore from the App Store and the Google Play
Company
Our Story
APS S.A. has been set up in Luxembourg in April 2016 as a result of a 2 years Research & Development on payment card security technologies and an extensive market research of the card-manufacturing industry. The founder Mr. Lee in cooperation with in Korea, have developed a payment card that guarantees safety in any payment channels, online and offline. The core business of APS S.A. is to develop, manufacture, market and sell APS cards.(continue)
5 years ago, on an overseas business trip, the founder had a very important dinner meeting with potential clients. Everything went very well and they agreed to move on for a last drink in a bar nearby. When he tried to pay the bill, the restaurant manager told him that the payment transaction was declined. He wanted to pay with another credit card, but unfortunately this one was not accepted by the restaurant. Embarrassed and panicked, as he had nearly no cash with him, he asked for the nearest ATM, but this was not in a reachable distance. At the end his customers paid the restaurant bill and even borrowed him some cash for a taxi to the hotel.
He immediately contacted the card issuer overseas. After a long waiting time, he was informed that his card was blocked due to it being used in a third country ... a country he had never been. His card number had been hacked and fraudulently used. There he was without cash and credit card, in a foreign country. He had to organize some cash to be sent to him in order to eat and to pay for the hotel. Back in his country, it took him many email exchanges and phone calls and only 3 weeks later he was able to recover his credit card and the money spent fraudulently. He began to research problems related to credit cards and found out that there are losses of $ 16 billion yearly in frauds all over the world. As he had been involved in developing products related to various IT, he decided to develop a highly secured credit card, the APS card, to help to solve this global problem.
APS Tomorrow
We don’t stop just here …
APS CARD can be applied and used in many field.
public services and transport payment card
multi-card (several cards in one)
secure Student/ Company ID and payment
Bitcoin credit card
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Customers
Having started from Luxembourg, we are going to connect to issuers worldwide. Who can be APS customers
CONTACT US
Address
Head Office : TECHNOPORT, Rue du Commerce L-3895 Foetz LUXEMBOURG
R&D Center : #1101 ACE Gwangmyeong Tower, 108 Haan-ro, Gwangmyeong-si Gyeonggi-do, 14319 KOREA
1. Card not Activated
2. Activate with Smartphone
3. Card Activated
public services and
multi-card
secure Student/
Bitcoin credit card
Address
E-mail
